Electronic Communications.

Any legally required notices or disclosures (“Disclosures”) will be provided to you electronically through one or more of our partners, including lender partners (“Partners”), either on their site or via electronic mail to the email address you provided. If you require paper copies of such Disclosures, you may contact the partner site and print the documents desired or you may write to the Partner at the address provided in the disclosure and a paper copy will be sent to you at a cost of up to $5.00 per document requested. The Partner may discontinue electronic provision of Disclosures at any time in their sole discretion.

Scope of Consent. Your consent to receive Disclosures from Partners and transact business electronically, and your agreement to do so, applies to any transactions to which such Disclosures relevant to transactions that occurred while you were a User have been made.

Consenting to Do Business Electronically. Before you decide to do business electronically with the Partner, you should consider whether you have the required hardware and software capabilities required by the Partner.

Hardware and Software Requirements. In order to access and retain Disclosures electronically, you must satisfy the following computer hardware and software requirements: access to the Internet; an email account and related software capable of receiving email through the Internet; supported Web browsing software (Chrome version 32.0 or higher, Firefox version 26.0 or higher, Internet Explorer version 8.0 or higher, or Safari version 7.0 or higher); and hardware capable of running this software.

Additional Mobile Technology Requirements.

If you are accessing the Partner site and/or the Disclosures electronically via a mobile device (such as a smart phone, tablet, and the like), in addition to the above requirements you must make sure that you have software on your mobile device that allows you to print and save the Disclosures presented to you during the application process. These applications can be found for most mobile devices in the device's respective "app store". If you do not have these capabilities on your mobile device, please access the Partner’s site through a device that provides these capabilities.

Withdrawing Consent.

You may withdraw your consent to receive Disclosures electronically by contacting the Partner at the address provided in the initial disclosure. You will print a copy of this Agreement for your records and you agree and acknowledge that you can access, receive and retain all Disclosures electronically sent via email or posted on the Site. Change in Your Contact Information. If you are an individual User, you will keep Partners informed of any change in your email or home mailing address so that you can continue to receive all Disclosures in a timely fashion by writing to the Partner at the address provided in the disclosure.

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